Best Payment Gateways for Webstores

You've just launched your webstore—congratulations! But with cart abandonment rates hitting 70% in India (per Baymard Institute data adapted for local markets), the wrong payment system could kill your sales before they start.

Agencies like IRPR Agency, with expertise in web development and 500+ campaigns across Pune, Mumbai, and Delhi, always prioritize gateways with UPI support and 99% uptime. In this guide, we'll break down the best options for your new online store.

Expect data-driven insights, actionable steps, and real Indian examples to choose a payment gateway that boosts conversions by up to 40%.

13.9B

UPI transactions in FY24 (NPCI data)—gateways without UPI integration lose 60% of mobile buyers in India.

₹2.09L Cr

UPI value processed monthly (RBI stats)—proving why Razorpay and Paytm dominate new webstores.

85%

Indian shoppers prefer instant payments (Statista)—opt for gateways like PhonePe to cut abandonment by 35%.

Key Factors for Webstore Payment Systems

Transaction Fees: Aim for 1.75-2.5% + GST; Razorpay starts at 2% for domestic cards, saving ₹5-10 per ₹500 sale vs. legacy options.

UPI & Wallet Support: Essential for 70% of Indian transactions—PayU and Instamojo offer seamless PhonePe/Google Pay links.

Integration Time: Under 1 hour for plugins like WooCommerce; IRPR Agency's web dev team integrates in days for custom sites.

Success Rate: Target 95%+; CCAvenue boasts 98% in Pune-based stores we've audited.

Top Payment Gateways for Indian Webstores

For new webstores in Bangalore or Hyderabad, Razorpay leads with 1B+ monthly transactions and one-click UPI. It integrates effortlessly with Shopify or custom sites via IRPR's technology services.

PayU follows closely, powering 100K+ merchants with EMI options that increase average order value by 25% (internal PayU data). Ideal for fashion webstores in Mumbai.

Don't overlook Instamojo for solopreneurs—zero setup fees and links for social commerce. Paytm shines for wallet-heavy Chennai buyers, processing ₹1L Cr+ annually.

IRPR Agency recommends starting with Razorpay for its 99.9% uptime, as seen in 50+ ecommerce projects we've delivered.

IRPR Agency's 5-Step Guide to Choosing Your Payment Gateway

Step 1: Assess Your Audience

Analyze traffic sources—80% mobile in India means UPI priority. Use Google Analytics to check if Delhi buyers prefer cards or wallets.

Step 2: Compare Fees & Features

List 3-5 options: Razorpay (2%), PayU (2.2%), CCAvenue (2%). Factor GST and international cards for export-focused Hyderabad stores.

Calculate breakeven: For 100 sales/month at ₹1000, save ₹2000/year with low-fee gateways.
Test EMI/no-cost options for high-ticket items.

Step 3: Test Integration Ease

Check API docs for custom needs.
Verify mobile responsiveness.

Step 4: Run A/B Tests

Pilot two gateways for 1 week. Track conversion uplift—our clients saw 28% boost switching to UPI-focused systems.

Step 5: Go Live & Monitor

Launch with fraud tools enabled. IRPR Agency monitors post-launch for 98% client satisfaction across 200+ brands.

Pro Tips to Maximize Online Sales with Payment Systems

1. Enable One-Click UPI

Reduces steps from 5 to 1, lifting conversions 45% (Razorpay stats). Perfect for impulse buys in Pune fashion webstores.

Link BHIM, PhonePe instantly.
IRPR's SEO team optimizes checkout pages for speed.

2. Offer Multiple Methods

Cards (30%), UPI (50%), Wallets (15%)—PayU's dashboard lets you customize per city like Bangalore vs. Delhi.

3. Minimize Friction

Auto-detect saved cards; avoid OTP overload. We've helped clients cut abandonment 32% via IRPR's video production for trust-building checkout videos.

Common Payment Gateway Mistakes New Webstores Make

❌ Ignoring UPI Dominance

40% of carts drop without it (NPCI insights). Solution: Prioritize Razorpay over card-only gateways.

❌ Overlooking Hidden Fees

Setup charges add ₹5K/year. Always read T&Cs—IRPR audits contracts for clients.

❌ Skipping Mobile Optimization

70% traffic fails on slow checkouts. Test on Android devices common in India.

❌ No Fraud Protection

RBI mandates it; Paytm's AI tools prevent 90% chargebacks we've seen in Mumbai campaigns.

Quick Checklist: Launch Your Payment System Today

✅ Selected gateway with <2.5% fees

✅ Integrated UPI, cards, and wallets

✅ Tested on mobile (80% Indian traffic)

✅ Set up fraud alerts and refunds

✅ A/B tested checkout page

✅ Monitored first 100 transactions

✅ Linked to analytics for conversion tracking

✅ Consulted IRPR for custom webstore integration

Scale Your Webstore Sales with the Right Payments

Picking the best payment gateway like Razorpay or PayU isn't just technical—it's your ticket to 30-50% higher conversions in competitive Indian markets.

IRPR Agency, with 98% client satisfaction from 50+ industries, is your go-to partner for webstore setups including payment integrations, SEO, and PR boosts. Learn more about our technology services at irpr.agency/tech and start selling smarter today.

Best Payment Gateways for New Webstores in India